Politically Incorrect Post of the Week: Pay Inequality Persists!

Pay inequality persists? Well, that’s not politically incorrect!

What if I told you, gender wage gaps persist even in markets where workplace discrimination is impossible or unlikely?!

Whatcha you talkin about, Tim!?

Female Uber Drivers make 7% less than male drivers, even though, none of us even know if a male or female driver will pick us up. The algorithm specifically doesn’t allow us to request or know. So, how can Uber Drivers have a gender pay inequality issue?

Okay, so here’s where this might become a bit politically incorrect for those who want to make it that and ignore facts. Turns out, Men, more than women, drive faster, so they will make more on average driving for Uber than women. Also, Men are more likely to on request for rides in more congested, riskier areas, which tend to carry higher fares.

You can call it pay inequality. Some will call it a performance difference, in this particular position, in this particular profession.

One more example, Amazon’s Mechanical Turk, a gig worker site, which also only measures users performance and does not measure gender, also shows gender pay inequality across it’s users to the tune of 10.5%! Amazon’s Mechanical Turk pays men 10.5% more than women for the same work, even though they have no idea the person doing the work is a man, woman, non-binary gender, etc.

So, what gives!? Again, it comes back to performance. Researchers found:

“For 22,271 Mechanical Turk workers who participated in nearly 5 million tasks, we analyze hourly earnings by gender, controlling for key covariates which have been shown previously to lead to differential pay for men and women. On average, women’s hourly earnings were 10.5% lower than men’s. Several factors contributed to the gender pay gap, including the tendency for women to select tasks that have a lower advertised hourly pay. This study provides evidence that gender pay gaps can arise despite the absence of overt discrimination, labor segregation, and inflexible work arrangements, even after experience, education, and other human capital factors are controlled for. Findings highlight the need to examine other possible causes of the gender pay gap.”

Okay, don’t shoot the messenger! I’m only reporting the news!

Funny thing is, the authors (both male and female) of this Northwestern University study also were very concerned about people thinking they were being politically incorrect, actually making a plea within the published paper telling people they weren’t being politically incorrect!

Here’s the problem with all of this. Men can and will do certain jobs, on average, better than women. Women can and will do certain jobs, on average, better than men. I haven’t seen a study on non-binary genders, yet, but I can guess that Non-binary genders can and will do certain jobs, on average, better than both men and women!

This is why we have to be very careful when looking at gender pay inequality data at a macro-level. Of course, we have gender pay issues. But throwing out macro numbers does not help solve the problem. As leaders and HR professionals it’s our job to find the specific pay issues we have and correct those.

We love to believe, especially in our overly charged social climate we are in currently, that there are always bad actors at play when things like this happen. That’s not always the case, and we (the collective we) lose credibility when we make things like gender pay inequality a macro issue to leaders and executives who don’t have those issues or have them in very narrow categories which they were unaware.

Let’s find the inequalities. Let’s discover the reason for these inequalities. Then, let’s make things right that need to be made right. Right now, we have a lot of righting to do, but my hope is that won’t always be the case. So, assume positive intent, first, and let’s make our world better for everyone.

If you had to redo your corporate mission statement in 2020, would it change?

I think we call agree that 2020 has been a sh*tshow, but there also have been some very important issues that have taken a spotlight that probably would have a major impact on our corporate mission and vision statements. Besides the social justice conversation, the political division continues to grow, and of course workplace health and wellness kind of continues to suck up the oxygen in the room!

Coinbase, a technology company that created a platform to buy and trade cryptocurrency, decided to redo their corporate mission statement, primarily because political division and social justice ideas, being discussed in the workplace, were kind of disrupting their culture and not in a positive way.

Here are some of the aspects of the new Coinbase mission statement:

Play like a championship team

  • Be company first: We act as #OneCoinbase, putting the company’s goals ahead of any particular team or individual goals.
  • Act in service of the greater mission: We have united as a team to try and accomplish something that none of us could have done on our own.
  • Default to trust: We assume positive intent amongst our teammates, and assume ignorance over malice. We have each other’s backs.
  • Focus on what unites us, not what divides us: We help create a sense of cohesion and unity, by focusing on what we have in common, not where we disagree, especially when it’s unrelated to our work.
  • Sustained high performance: As compared to a family, where everyone is included regardless of performance, a championship team makes a concerted effort to raise the bar on talent, including changing out team members when needed.

Focus on building

We focus on the things that help us achieve our mission:

  • Build great products: The vast majority of the impact we have will be from the products we create, which are used by millions of people.
  • Source amazing talent: We create job opportunities for top people, including those from underrepresented backgrounds who don’t have equal access to opportunities, with things like diverse slates (Rooney rule) on senior hires, and casting a wide net to find top talent.
  • Fair talent practices: We work to reduce unconscious bias in interviews, using things like structured interviews, and ensure fair practices in how we pay and promote. We have a pay for performance culture, which means that your rewards and promotions are linked to your overall contribution to the mission and company goals.
  • Enable belonging for everyone: We work to create an environment where everyone is welcome and can do their best work, regardless of background, sexual orientation, race, gender, age, etc.

We focus minimally on causes not directly related to the mission:

  • Policy decisions: If there is a bill introduced around crypto, we may engage here, but we normally wouldn’t engage in policy decisions around healthcare or education for example.
  • Non-profit work: We will do some work here with our Pledge 1% program and GiveCrypto.org, but this is about 1% of our efforts. We are a for-profit business. When we make profit, we can use that to hire more great people, and build even more. We shouldn’t ever shy away from making profit, because with more resources we can have a greater impact on the world.
  • Broader societal issues: We don’t engage here when issues are unrelated to our core mission, because we believe impact only comes with focus.
  • Political causes: We don’t advocate for any particular causes or candidates internally that are unrelated to our mission, because it is a distraction from our mission. Even if we all agree something is a problem, we may not all agree on the solution.

The reason is that while I think these efforts are well-intentioned, they have the potential to destroy a lot of value at most companies, both by being a distraction and by creating internal division. 

I appreciate that Coinbase CEO, Brian Armstrong, is working to try and protect the corporate culture that Coinbase had prior to all the issues that have taken center stage in 2020. I think most leadership teams probably feel the same way, “Can’t we just have it like it was before!?” Wasn’t that better?

Well, it probably was better for the leaders and a good number of employees, but it also wasn’t good for a bunch of others. Many of these conversations were needed, and our hope is this will lead to even a better, stronger culture moving forward. I’m not naive, though, some of this will destroy some companies. It’s never all good or all bad.

I actually like the focus on work, when you are at work. It’s a very GenX/Baby Boomer thinking. The younger you are, the more you want your work life to reflect your personal life and beliefs. Some of that is just simple nativity. Some of that is probably a better way to work.

What I know, as a leader, is that we can’t have non-stop division within our workplaces and thing that will lead to a successful company. It won’t. So, we have some choices to make. We can decide to only hire people who think just like we think. Which sounds like the opposite of inclusion. Or we can work really hard to help our employees understand that having people around us that might have different beliefs is a positive thing if we really work to get to know the other person.

Creating friendships at work during a pandemic is really hard!

We’ve been told for years now, based on the Gallup research, that having a best friend at work is one of those anchors that will lengthen a person’s tenure with an organization. New research is proving this might not be as easy it sounds! Business Insider:

A Study by Plos One asked students to rate their friendships and also rate whether or not the ‘friend’ would reciprocate by telling researchers they also believed they were friends. Here the results:

In 94% of these perceived friendships, students expected them to be reciprocal. So if John rated Jack as his friend, he expected Jack to rate him as a friend also. But this was so in only 53% of cases; less than half of the students had their friendship beliefs about others reciprocated.

Ouch! Almost half of your friends, do think of you as a friend!

The researchers point to the social network-style of so many friendships today of why people have this wrong perception. People are now building so many friendships with individuals they rarely see or interact with but feel like they have a strong friendship with.

So, what should you be doing as an HR Pro to take advantage of the Friend Anchor?

1. Help provide real-life interactions with your employees to build ‘real’ friendships, not just social network friendships.

2. Give employees the opportunity to work with employees of their choosing on projects. Give an employee a project and let them pick their team to work on it.

3. Don’t ignore those employees who don’t interact with anyone. This is usually the first red flag you’ll get that a person is unhappy at work and more likely to turnover.

I know you didn’t get into HR to play a friendship matchmaker! But, if you value retention and want to lower turnover, being a great matchmaker might be the best tool you have in the HR toolbox!

To increase the difficulty of the position of being a matchmaker, what will you do for a remote workforce to increase friendships? The truth of the matter is it easier to create friendships in person, face to face, then it is when everyone is remote. The process of workplace friendship building has to be purposeful, and again this will mostly fall on HR pros to lead.

Also, remember, you can pick your friends and you can pick your nose, but you can’t pick your friend’s nose. Unless they’re a really, really, really good friend, but even then, that’s creepy, don’t do that.

3 Ways You Can Extend the Work Lifecycle of Older Employees

One of the biggest biases we have as leaders is ageism. If you’re 35 years old and running a department and you are looking to fill a position on your team that will be your righthand person, the last thing you’re looking for is a 55-year-old to fill that spot! That’s just me being real for a second.

You and I both know that 35-year-old hiring manager is looking for a 25 – 28 year old to fill that spot

That’s mainly because at 35 you’re still basically stupid. I was. You were. We think 35ish is the pinnacle of all knowledge, but it’s really when we just start learning for real.

So, we have this core issue to deal with in workplaces right now. Our leaders are mostly Millennial and GenX, and Millennials are increasing into these roles at a rapid rate. Because of the Boomers leaving in large amounts, there aren’t enough talented young workers to replace the knowledge gap that is being left. So, we are left grappling with what we think we want (youth) with what really needs (experience!).

A recent study at the University of Minnesota found that employers need to add programs to focus on older workers:

The study argued that programs aimed at training workers won’t be enough to satisfy the state’s need for workers between 2020 and 2030. New policy directives and incentives may be needed, including offering pathways for baby boomers to delay retirement, drawing in workers from other states and supporting immigration from other countries

“There’s all this focus on workforce development, but none of it is guided to older workers,” said Mary Jo Schifsky, whose business, GenSync, advocates for meaningful career pathways for older adults and who helped initiate the study for the Board on Aging with the U’s Humphrey School of Public Affairs. “We need career pathways for older workers just as much as we do for younger workers.”
 
In the U survey, managers ranked baby boomers high on loyalty, professionalism, engagement, and their commitment to producing quality work.
Employers need to find ways to extend the Work-Life Cycle of the older employees that work for them until the workforce, technology, and retraining programs can catch up to fill the void. Most employers are only focused on programs that are looking at younger workers.
So, what can you do as an employer to extend the life cycle of your older employees?
1.  Have real conversations with older employees about what they want. Most employers shy away from having the ‘retirement’ conversation with older employees because they think it’s embarrassing or illegal. It’s not. It’s a major reality of workforce planning. “Hey, Mary, Happy 55th Birthday, let’s talk about your future!” Oh, you want to work 18 more years! Nice! Let’s talk about a career path!
I can’t tell you how often I’ve heard a hiring manager say, “I don’t want to hire him because he’s 59 and is going to hire soon.” Well, I spoke to him and he wants to work until he’s 70 (11 years) and our average employee tenure is 4.7 years. I think we’re good!
2. Stop, Stop, Stop, believing that all you can do is hire full and part-time FTEs into roles. If Mary, my 63-year-old financial analyst wants to give me five more years of work, but only wants to work three days per week, in role ‘traditionally’ we’ve only had a full-timer, I’m taking Mary for three days! HR owes it to our organizations and hiring manager to push them out of the box when it comes to schedules and how we have always filled positions. 3 days of Mary is probably worth 3 weeks of an entry-level analyst in the same role!
We do this to ourselves. I hear it constantly from hiring managers, “HR won’t allow me to do that.” Why? Have you asked? No, but HR doesn’t allow us to do anything. We need to come to our hiring managers with solutions and let them see we are open to doing whatever it takes to help the organization meet its people’s needs.
3. Develop programs and benefits specifically designed to retain older employees. I work with a plant manager who developed an entire engineering internship program around having his retired engineers come back and work three days a week with interns and paid them ‘on-call’ wages for the days they weren’t there, so interns could call them with questions at any time. These retired engineers loved it! They could come to do some real work, help out, and still have a great balance.
It went so well, he kept some on all year, on-call, and partnered them with younger engineers who needed the same support and assistance from time to time. The on-call rate was pretty inexpensive, the support and knowledge they got in return, was invaluable.
It all comes down to flexibility on our part as employers to extend the life cycle of our older employees. We no longer have this choice where we can just throw our older employees away and think we can easily replace them. We can’t! There physically isn’t anyone there!
This is about using each other’s strengths. Younger leaders will be stretched and we need to help them stretch. We need to help older employees understand their roles. In the end, we need to find a way where we can all see each other for the strengths we bring to the table, not the opportunities.
It’s our job as HR professionals to work on how we can extend the life cycle of each of our employees.

The Weekly Dose: @VaultPlatform – Workplace Misconduct Reporting Tech

Today on the Weekly Dose I take a look at a timely technology in a world of #MeToo #BLM #Covid-19! Vault Platform helps organizations resolve workplace misconduct including that related to Me Too, Black Lives Matter, COVID-19, and all other workplace issues with a safe speak-up app for reporting incidents.

Let’s be clear to start, this isn’t your parent’s workplace 1-800 hotline, where you called some third-party company that would listen to your story, filter it, and then pass it along to HR, who then call you in. Vault is a technology, mobile-first, platform that allows employees to report any type of workplace harassment, fraud, corruption, racism, etc., and document their experience. Then, when they feel the time is right, they can actually send this forward to be responded to.

Each time an employee reports it is dated and time-stamped and the employee has access to their actual record the entire time. Once an employee decides to move forward it gets sent to the appropriate parties within the organization to resolve the issue.

What I like about Vault:

– “Go Together” – when talking about things like sexual harassment and racism, many times an employee does not feel comfortable reporting on their own, but they also don’t trust others when they say they’ll also report. Vault’s “Go Together” allows an employee to report, but only move it forward once another employee reports the same or similar behavior, so they are not making these accusations on their own. It’s really a brilliant idea!

– Vault dashboard works as a case management dashboard so HR, legal, D&I, etc. can check and track that reports are being resolved and how they are being resolved. It allows executives to instant insight access to the real problems that are going on in their organization, unfiltered, right from their employees.

– It allows employees to communicate in a way that is most comfortable to them, mobile messaging, not a phone call talking to a stranger.

– Employees can record for as long as they want without reporting and always have access to their own words, an organization can not delete or edit the employee’s own records. Many times something happens to an employee but they aren’t sure if it’s actually harassment, but as they see a pattern of behavior begin to happen, it becomes clear. Keeping these records makes it easy for the employee to give proof of how long and how much this is happening.

Right now every single organization on the planet is concerned with the experiences their employees are having. Me Too, BLM, COVID, etc. have shown us that our employees are having very drastic differences in their experiences, and we need to give our employees access and the ability to share these with us quickly and easily if we want to truly make changes and improve their experiences.

I first saw Vault at the HR Technology Conference right after Me Too and I liked it. With the additional social and health issues today, it’s even a more relevant technology. Vault Platform happens to be the perfect workplace technology at the perfect time. I highly recommend you take a look and a demo.

It’s Really Hard to Judge People!

I was out walking with my wife recently (that’s what middle-aged suburban people do, we walk, it makes us feel like we are less lazy and it gets us away from the kids so we can talk grown-up) and she made this statement in a perfectly innocent way:

“It’s really hard to judge people.”

She said this to ‘me’!  I start laughing.  She realized what she said and started laughing.

It’s actually really, really easy to judge people!  I’m in HR and Recruiting, I’ve made a career out of judging people.

A candidate comes in with a tattoo on their face and immediately we think: prison, drugs, poor decision making, etc. We instantly judge.  It’s not that face-tattoo candidate can’t surprise us and be engaging and brilliant, etc. But before we even get to that point, we judge.  I know, I know, you don’t judge, it’s just me. Sorry for lumping you in with ‘me’!

What my wife was saying was correct.  It’s really hard to judge someone based on how little we actually know them.

People judge me all the time on my poor grammar skills.  I actually met a woman recently at a conference who said she knew me, use to read my stuff, but stopped because of my poor grammar in my writing.  We got to spend some time talking and she said she would begin reading again, that she had judged me too harshly, and because I made errors in my writing assumed I wasn’t that intelligent.

I told her she was actually correct, I’m not intelligent, but that I have consciously not fixed my errors in writing (clearly at this point I could have hired an editor!). The errors are my face tattoo.

If you can’t see beyond my errors, we probably won’t be friends.  I’m not ‘writing errors, poor grammar guy”.  If you judge me like that, you’re missing out on some cool stuff and ideas I write about.

As a hiring manager and HR Pro, if you can’t see beyond someone’s errors, you’re woefully inept at your job.  We all have ‘opportunities’ but apparently, if you’re a candidate you don’t, you have to be perfect.  I run into hiring managers and HR Pros who will constantly tell me, “we’re selective”, “we’re picky”, etc.

No, you’re not.  What you are is unclear about what and who it is that is successful in your environment.  No one working for you now is perfect.  So, why do you look for perfection in a candidate?  Because it’s natural to judge against your internal norm.

The problem with selection isn’t that it is too hard to judge, the problem is that it’s way too easy to judge.  The next time you sit down in front of a candidate try and determine what you’ve already judged them on.  It’s a fun exercise. Before they even say a word.  Have the hiring managers interviewing them send you their judgments before the interview.

We all do it.  Then, flip the script, and have your hiring managers show up for an interview ‘blind’. No resume beforehand, just them and a candidate face-to-face.  It’s fun to see how they react and what they ask them without a resume, and how they judge them after.  It’s so easy to judge, and those judgments shape our decision making, even before we know it!

 

Are You Struggling to Find Happiness at Work?

In 1942 Viktor Frankl, a prominent Jewish psychiatrist, was taken to a Nazi concentration camp with his wife and parents.  Three years later, when his camp was liberated, his pregnant wife and parents had already been killed by the Nazis. He survived and in 1946 went on to write the book, “Man’s Search For Meaning“.  In this great book, Frankl writes:

“It is the very pursuit of happiness that thwarts happiness.”

What Frankl knew was that you can’t make happiness out of something outside yourself.  Riding the Waverunner doesn’t make you happy. You decide to be happy while doing that activity, but you could as easily decide to be angry or sad while doing this activity (although Daniel Tosh would disagree!).  Frankl also wrote in Man’s Search for Meaning, “Everything can be taken from a man but one thing, the last of the human freedoms — to choose one’s attitude in any given set of circumstances, to choose one’s own way.”

I get asked frequently by HR Pros about how they can make their employees or workplace happier.  I want to tell them about Frankl’s research and what he learned in the concentration camps.  I want to tell them that you can’t make your employees happy.  They have to decide they want to be happy, first. But, I don’t, people don’t want to hear the truth.

Coming up with ‘things’ isn’t going to make your employees happy. You might provide free lunch, which some will really like, but it also might make someone struggling with their weight, very depressed.  You might give extra time off and most of your employees will love it, but those who define themselves by their work will find this a burden.

Ultimately, I think people tend to swing a certain way on the emotional scale.  Some are usually happier than others.  Some relish in being angry or depressed, it’s their comfort zone.  They don’t know how to be any other way.  Instead of working to ‘make’ people happy, spend your time selecting happy people to come work for you.

In the middle of a concentration camp, the most horrific experiences imaginable, Frankl witnessed people who made the decision to be happy. Maybe they were happy to have one more day on earth. Maybe they were happy because, like Frankl, they discovered that the Nazis could take everything from them except their mind.

Provide the best work environment that you can.  Continue to try and make it better with the resources you have.  Give meaning to the work and the things you do.  Every organization has this, no matter what you do at your company.  Don’t pursue happiness, it’s a fleeting emotion that is impossible to maintain.  Pursue being the best organization you can be.  It doesn’t mean you have to be someone you’re not.  Just be ‘you’, and find others that like ‘you.’

Working Outside of Your Time Zone Sucks!

For most of my adult life, I’ve worked mostly in the timezone I lived in. So, when I worked in the mountain or central time zones I lived in those time zones. For the vast majority of my career, I’ve worked in the Eastern time zone. I’m not trying to be time zone conceded, but I think most business people live on EST.

If you ranked the top five most workable time zones, globally, I think most people would have it something like:

  1. EST or GMT-4 (New York, D.C., Boston)
  2. GMT+1 (the UK)
  3. WST or GMT-7 (LA, Seattle, San Fran)
  4. GMT+8 (Singapore)
  5. CST or GMT-5 (Chicago/Houston/DFW)

What do you think? Agree, disagree, don’t care.

For a couple of weeks, I decided to work from home from St. George, UT (GMT-6). My team is all EST, so I was two hours “behind” them. I usually get to work around 7:30 am, which meant text messages, Teams notifications, emails, etc. started around 5:30 am.

I had a choice to make. Sleep and work like a normal person and get going around 8 am “my time” at where I was at, or totally just keep my companies EST working time. I decided to try and live normally in Utah, but it was strange. Being two hours off most of your team means you feel like you’re playing catch up all day, and then they get done around 5 pm and you have two hours with almost no interaction at the end of your day.

With more and more organizations going to work at home “forever” and allowing people to work remotely wherever they want, I see this issue increasing. I know global organizations have been doing this for a long time and for many this is a new concept. You’re right, it’s not new.

It just sucks!

I’m sure you get used to scheduling meetings in the middle of the day so it works for everyone or working late into the evening or early morning for those leaders with teams on the opposite side of the world, but when the majority of your team is in one timezone and you are in another, it’s easy to feel like you’re missing out.

It’s probably more difficult for those who have worked in one timezone and then move to another, versus all of those people that worked in a different timezone since the beginning. If it’s all you know, it’s all you know.

So, I’m wondering. How do you cope with living and working in a different timezone than the majority of your team? How do you stay connected and not feel like you’ve missed out? Hit me in the comments with your strategies.

When is the time to work hard?

“Never! Work smarter not harder!”

Shut it. I wasn’t talking to you idiot.

I tend to try and surround myself with people who are “hard” workers. Who sees stuff that needs to be done and they just do it. In fact, they can’t even turn themselves off if they wanted to. Maybe all the work that you, or I, or they do isn’t “hard”, however, you define hard work, but it’s work and it needs to get done.

Every successful person I know is a hard worker.

Being a hard worker doesn’t mean you almost always work more than everyone else, but when work needs to get done, they get it done. But, don’t discount time and success, most successful people work more and harder than none successful people. It’s super rare to find a lazy successful person.

At what point in your life should you work the hardest? 

No, it’s not all the time, unless you’re young, then yes, when you are young you should be working hard all the time! That is the time to build the foundation. That is the time you have the most energy. That is the time when you have the least to lose.

The time in your life when you should be working the hardest is when you are young. 18-35 years of age, should be a work fest, followed by brief interludes of some trips and stuff.

I often get into conversations with young people who want to retire young, be super successful, but they have yet to work 50 hours in a full week in their life! They should be working 80-100 hours per week. This is the time you can work that amount and make it count.

But girls (and boys) just want to have fun, Tim!

Yeah, you know what’s not fun? Being a greeter at a mass retail store at 68 years old because you can’t pay your rent. The world is a young person’s game because you are fun. You have the time, the energy, you as nice looking as you’ll ever be, you have the fresh young person smell, all of the world wants more of you!

To be successful you must work hard. Part of that success comes from working hard all the time when you are young. As you age and gain experience, you begin to find out when exactly you need to turn it on and when you can shut it down for a bit. If you’re young and you think you already know when to shut it down, you’re a moron, or at the very least you are only getting to a fraction of the success that you are capable of.

If you just graduated high school or college this month, it’s not the time for a break, your life is just beginning. Right now, today is the exact time you should be working hardest and you should be doing it all the time!

 

The Single Biggest Factor in Finding Your Dream Job!

I’ve been given the opportunity to speak to a number of high school and college graduating seniors. The one common question from both groups, I get frequently, is “how can I get my dream job?”  It’s a simple question, with about one million possible answers.  Which makes it a tough question to answer in front of a group.

I think I might have found the perfect answer to this question.  From Penn State football coach, James Franklin, when asked at a conference how does a graduate assistant move up in the college football coaching ranks:

“It comes down to people and opportunities for growth. I always tell people to stay broke for as long as possible.  When you have a car payment and other things like that, it becomes a factor. Keeping money out of it allows you to chase your dreams longer.”

Stay broke as long as possible.

Internet personality, Gary Vaynerchuk (Gary Vee), says basically the same thing when people ask him how they work at something they just love to do. He will tell them you need to then live the lifestyle that affords you the ability to do what you love. If you love to pet puppies all day, you can’t live in a mansion! You’ll probably live in a box.

But, if that’s truly your passion in life, then that’s what you need to do to make it happen. What he finds is people who are willing to lower their lifestyle to do what they love are usually the ones who end up making money doing what they love. The theory being they found a way to live doing what they love, and little by little, they’ll find a way to make money doing what they love. Most people are unwilling to change their lifestyle to do what they love.

I remember back to when I first got out of college and was making $20,000 at my first job.  The reality was, I could have gone almost anywhere and made $20,000.  The money wasn’t the draw of the position, the opportunity was.  If it wasn’t for me, I could go and try something else. I had a crappy car and a $400 per month apartment. I didn’t have life obligations that were going to stop me from chasing a dream.

Fast forward five years and now I have a new car, a new house, and a new kid.  Chasing a dream would be much more difficult.

You hear it all the time, chasing dreams is for the young. Not because the young necessarily have better dreams or are better equipped at chasing dreams, it’s because the young can ‘afford’ to chase their dreams.  They, usually, have little holding them back, financially.  The older you get, the more responsibilities you have and the larger tax bracket you’re usually in.

Leaving a $20,000 job to chase my dream wasn’t going to be a problem. Leaving a $100,000 job to chase my dream was going to be a problem.

No one really wants to tell you this in their ultra-motivational writings and speakings.  “Go chase your dream! Don’t let anything or anyone stop you!… Just be prepared to have nothing for a while!”

We never get to hear that last part.

Want to be an NFL Referee? It’s a great gig! You just have to put about 15-20 years in at being a referee at every other level where you make peanuts and have to work other jobs to make ends meet. Yes, you can get there.  No, you won’t get rich getting there.

You can definitely go out and work towards getting your dream job.   Being broke will help you with that.  It takes away the fear of failure and losing what you have.  If you have very little, losing it doesn’t seem as bad.  If you have a nice life, giving it all up, seems extremely hard.

Being broke, in a very ironic way, gives you more options, when it comes to a dream job!